Frequent flyer programs are there to help travellers earn more air miles each time they fly. What’s better than these frequent flyer programs is accumulating miles through UK credit cards. These cards also offer great rewards and privileges.
Slash the cost of flights wherever you go each time you use your credit card. Through the top UK credit cards, you can earn air miles and points every time you spend. This alone boosts your earning potential.
Interested to know the best UK credit cards to have in your arsenal? We have compiled a list of five from different companies. Read on to find out which ones cater to your needs.
American Express Preferred Rewards Gold
The American Express Preferred Rewards Gold credit card is best for beginners who are looking to earn air miles. Without extra fees and annual charges for the first year, first-time cardholders will enjoy the numerous points and benefits without the extra cost.
Under this, members can earn 1 point for every £1 spent on their card, with points being used interchangeably with air miles.
What makes this beginner-friendly is the 10,000 Membership Rewards points, which users can get when they sign up. The 10,000 rewards points allow users to get a return flight from London to more than 50 select destinations.
Though the annual fee is waived the first year, there is a charge of £140 each year after that. Further, the variable APR on this card is 57.6%.
Lufthansa Miles & More Credit Card
Partnering with Lufthansa, this credit card allows you to earn 1.25 miles with every £1 spent on all purchases. What sets this card apart is its low annual fee of £79.
Even better, should you pay your balance in full, no interest charges will be placed against your account. The best part? You can get a bonus offer of 10,000 miles of rewards when you apply today.
Not only will you get to enjoy the exclusive benefits of the Diners Club and Mastercard in one, but you can also gain exclusive lounge access and take advantage of the no expiration date on mileage.
Do note, that the annual fee on this credit card is £79.00. One big benefit of this card is that it comes with no interest. However, you do need to make your payments on time.
Virgin Atlantic Reward+ Credit Card
Cardmembers will surely appreciate earning 15,000 bonus miles with their first card purchase. Besides this, the Virgin Atlantic Reward+ credit card allows cardholders to earn 1.5 miles for every £1 spent on everyday purchases.
For Virgin Atlantic or Virgin Holidays spending, users can earn 3 miles. Through this excellent earning scheme, you can improve your chances of accumulating air miles.
Also with this card, you will have to pay a £160 annual fee. In addition, the representative APR of 63.9%. However, the purchase rate is 22.9%.
HSBC Premier World Elite
Considered the best value for miles credit card, the HSBC Premier World Elite offering provides cardholders with 40,000 HSBC Points when they spend £2,000 upon account opening.
An additional £12,000 in spending within a year will be awarded 40,000 points. These 80,000 points are equivalent to 40,000 airline miles.
This is perfect for individuals who want to earn flexible points and who wish to redeem their miles with different airlines. Under this credit card, users can earn 2 points for every £1 spent. With that, 2 HSBC Premier Rewards Points are equivalent to 1 frequent flyer mile.
This card has an annual fee of £195. You should also know that it holds a representative APR of 59.3%. Also, the purchase rate is 18.9%.
British Airways American Express Premium Plus Card
Last but certainly not least is the British Airways American Express Premium Plus Card. Under the Avios program, cardholders can collect 1.5 miles, or Avios, for every £1 spent on their card. For all other purchases at British Airways, users can get 3 Avios.
The 2-for-1 companion voucher can be redeemed with this credit as well, making this credit card a great value for money. This offering alone makes the British Airways American Express Premium Plus Card worthy, as it effectively doubles your Avios and miles points.
Make sure to note that this card has an annual fee of £195. Further, the representative APR on this credit card is 76.0% with a purchase rate of 22.9%.
Conclusion
An air miles credit card is definitely a valuable addition for frequent travellers, especially for the miles and other exclusive privileges they bring. If you are interested in availing these offers, make sure to check out these credit products today.
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.
