How To Apply For The Uber Visa Card

When it comes to savings, the Uber Visa Card goes beyond ordinary rewards because cardholders can enjoy up to 5 percent credits for all Uber spending. This card lets you maximize your earnings from spending on Uber rides and Uber Eats.

As a partner card, the Uber credit card has minimal rewards redemption options but is perfect for individuals who spend a lot on rides. Aside from the cashback perk, cardholders hit the sweet spot with no annual fee and foreign transaction fee.

With Barclays as the card issuer, the Uber Visa credit card is eligible for redeeming general rewards and enjoys more flexible spending. This article explores the features, cons, and fees associated with the Uber card. Read on to find out more information.

Pros And Cons of The Uber Visa Credit Card

The cherry on top of this credit card is probably the 5 percent Uber Cashback. If you are using Uber daily and spending money on rides, you can benefit from the 5 percent cashback. Aside from rides, the 5 percent cashback is also available for Uber Eats.

Then again, this credit card is not only for Uber transactions because cardholders can also get 1 to 3 percent Uber Cashback for eligible dining, hotels, airfare, and all other purchases. 

Another reason to get the Uber Visa Card is the $100 sign-up bonus for spending $500 on the card. This is only eligible if you make $500 in purchases in the first 90 days of account opening.

To top everything off, the best reason to get this credit card is the zero foreign transaction fees. Purchases made around the world don’t hold additional fees from the bank. This gives you more reasons to shop and leverage your lifestyle.

The lack of an introductory APR is probably the weakness of this credit card. Cardholders can be charged for purchases made after account approval, around 15.74 to 26.74 percent, based on your creditworthiness.

Uber Visa Card Application

To qualify as an Uber Visa cardholder, you need to be at least 18 years old, employed, a legal US resident, and have a credit score of more than 670. Barclays has the right to deny applicants of the card if they don't meet the qualifications.

To apply for the card, you can visit the website of Uber or Barclays. Click on the Apply Now button to get started with your application.

Important Fees And Charges

The Uber card is slightly more expensive than other credit cards. The annual percentage rate (APR) is determined based on a cardholder’s creditworthiness. The APR for purchases ranges from 15.74 percent to 26.49 percent.

The same rate is present for balance transfers. In addition, there is a charge of 26.74 percent for cash advances. If you miss the interest-free period, there will be a charge of $39 on top of the unsettled amount. 

However, this card does not have any annual or joining fees.

Barclays Contact Information

You may reach Barclays at (866) 928-8598 for general inquiries or use the Barclays US app for other concerns. The bank’s main office is at 745 7th Avenue New York, 10019, United States.

Conclusion

The Uber Visa Card is suited for individuals who use Uber ride-sharing services and Uber Eats. The cashback perk provides value to cardholders who spend on Uber. Additionally, for more information, visit the website of Barclays or Uber today.

Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.