Apple’s newest credit card product provides a great perk for cardholders. From daily cashback to low APR to no annual fee, the Apple Credit Card knows how to entice customers. The best part is, cardholders can enjoy discounts on purchases in Apple Stores.
Plus, there’s more to this credit card than a daily cashback. Cardholders can easily purchase an iPhone and other gadgets and pay in installments. Anyone with the Apple card gets zero interest for installment payments upon purchase of an iPhone.
The Apple Credit Card is an awesome addition to your wallet. If you are planning to get the Apple Credit Card, here’s a guide to the application process and requirements. Read on to find out how you can apply for an Apple card.
Apple Credit Card Features
The highlight of the Apple credit card is the daily cashback feature for cardholders. Every time you use the credit card for a transaction, you get a slice of what you paid for.
A 3% cashback is applicable for Apple Store accessories, services, music subscriptions, and iCloud storage plans.
Meanwhile, cardholders can enjoy 2% cashback for any transaction paid using Apple Pay. Finally, you get 1% cashback for using the card for any other purchases in different stores. The cashback comes in the form of cash, which you can use however you want.
Another reason to get the Apple Credit Card is that there is no annual fee. In fact, cardholders can enjoy no annual, over-the-limit, or late payment fees. For the interest rate, the Apple card has the lowest interest in the market.
If you want to upgrade on a new iPhone, the Apple card can help you pay in installment s without additional charges. Simply use the card to pay for the new iPhone and choose the installment payment option during checkout.
How To Apply
Applying for the Apple Credit Card is made easy using your iPhone. You need to sign in to iCloud with your Apple ID then open the Wallet app to request an Apple card.
Note that only compatible iPhones with the latest iOS version have the Wallet app. Alternatively, you can simply head on to the Apple website to apply online.
To successfully get the credit card, you need to be at least 18 years old, a US citizen and resident, and have a physical US address. Apple also looks into your credit rating to see if you have a good payment record.
Fees And Charges
The interest rate for purchases starts at 10.99% to 21.99% variable. There are no other fees associated with the Apple card. If you missed the payment, no late payment fee is charged but you will continue to accrue interest on your balance.
Contact Information
Apple partners with Goldman Sachs for the Apple or Titanium Card, so you can contact support directly at 877-255-5923 for inquiries and other concerns. You can visit any Goldman Sachs or Apple Store branch to inquire about the Apple Card.
Conclusion
Having the Apple Credit Card is definitely awesome, especially if you always purchase music and apps from the Apple Store.
Aside from the daily cashback, cardholders can enjoy minimum to no fees for using the card. For more information, you can visit the website of Apple today.
Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.
