Looking for a way to boost your credit? As the world turns more and more digital, there is no denying that credit cards now lie at the heart of modern-day transactions. With this fact, it’s not surprising that many try to keep their credit scores as high as possible.
Luckily, there now are a ton of credit card options that focus on helping consumers achieve such a goal. The BankAmericard® credit card, especially, is one among these. Complete with favorable fees and must-have features, this card is worthwhile.
Whether you want to establish, strengthen, or rebuild your credit, the BankAmericard® is sure to help you manage your finances that way you want to. Interested to know more about this offer? Continue reading to discover more.
BankAmericard® Credit Card – Features And Benefits
Specifically designed to help consumers establish, strengthen, and rebuild their credit, the BankAmericard® comes as one of the best options you can bet on if you want to enjoy secured and worthwhile transactions.
Under its features, the BankAmericard® credit card allows users to enjoy a maximum credit limit that perfectly meets their needs and repayment capability.
To compute this, the bank will take into consideration the security deposit, income, and ability of clients to pay the credit line established.
Unlike other financial options, the card boasts of its favorable refundable security deposit, which only ranges from $300 to $4,900.
On top of that, users can also take advantage of zero charges in annual fees. In addition, cardholders will get a free monthly update of their FICO score via their Mobile Banking app or in Online Banking.
All transactions made using the card are secure. In fact, the BankAmericard® also takes pride in its chip technology which promises enhanced security and protection when making purchases at chip-enabled terminals in over 130 countries.
Cardholders can also maintain a strict track on their finances via account alerts that can range from customer emails to text notifications to keep them updated on their payments, balances, and due dates.
BankAmericard® Credit Card – How To Apply
To apply for a BankAmericard® credit card, you must meet the requirements imposed by the Bank of America for interested applicants.
Specifically, these include being at least 18 years of age and having a residential addresses in any of the 50 United States, Washington D.C., APO/FPO/DPO, Guam, Puerto Rico, Northern Mariana Islands, American Samoa or U.S. Virgin Islands.
A minimum credit score of 670 or 750 is also often required.
Once you meet all of these, you can proceed by visiting the Bank of America's official site. From the home page, select the credit card option, choose BankAmericard® credit card, and click “Apply Now.”
BankAmericard® Credit Card – Fees And Charges
- Annual fee – None
- APR for Purchases - 22.99%
- The APR for Balance Transfers - 22.99%
- Representative APR for Cash Advances - 25.99% for Direct Deposit and Check Cash Advances; 27.24% for Bank Cash Advances
- Late Payment: Up to $40
- Returned Payment: Up to $29
Bank Of America Contact Info
Do you still have inquiries? Feel free to contact Bank of America at 800.732.9194 or write to them at Bank of America, PO Box 2493, Norfolk, VA 23501-2493.
You may also visit them at their corporate address located at Bank of America Corporate Center, 100 North Tryon Street, Charlotte, NC 28255.
The Bottom Line
Whether you simply want to establish, improve, or even rebuild your credit, turning to the BankAmericard® credit card can help you achieve that goal.
Impressed with this financial offer? Do not hesitate to contact Bank of America today.
Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.
