Rewards and perks are what makes credit cards worthwhile, aside from the convenience they offer, of course! Because of this, it is always ideal for prospective cardholders to look for options that give tons of benefits, such as the Chase Sapphire Preferred® Card.
Those who love traveling and dining out should look for a card that rewards spending and more. This way, you can get your hands on exciting bonuses and discounts, among other things.
If these are the features you are looking for, you might want to check out the Chase Sapphire Preferred® Card. Want to know more about this offer? Read on.
Features And Benefits
When it comes to bonuses, the Chase Sapphire Preferred® Card is one of the most luxurious options out there. New cardmembers receive a whopping 60,000 bonus points after spending $4,000 on purchases within 3 months of approval.
Your 60,000 points equal $750, which you can redeem via the bank’s rewards program. Aside from this, you can earn reward points for every travel and dining purchase.
You can earn 2x points for every qualified transaction. All other spending is equivalent to 1 point per dollar.
The best part about this card is that it focuses more on travel rewards and benefits, which offers more value. In fact, you can get 25% more if you redeem your points for travel-related items such as airfare, hotels, cruises, and car rentals.
Other travel benefits you can enjoy include 1:1 point transfers, insurance, and perks when you transact with Doordash and Lyft. The bank also does not impose foreign transaction fees.
The Application Process And Eligibility Requirements
You must be eligible to apply if you are interested in getting this card. Eligibility criteria include being 18 years old with a positive financial history. Keep in mind that the bank will be looking into your credit background.
When you use the bank’s online application form, you will be required to provide your full legal name, contact details, date of birth, SSN/TIN, and your primary source of income.
Just head to their website to proceed with the application. You should also key in your total gross annual income, your type of residence, and your housing payment.
Rates & Charges
- Annual Fee - $95
- Interest Rate – 15.99% to 22.99%
- Cash Advance – 24.99% APR with transaction fees of either $10 or 5% the amount, whichever is greater
- Late Payment – up to $39
Bank Contact Information
For more info, you can get in touch with Chase Customer Service by calling 1-800-935-9935. You can also reach out via social media. The bank’s mobile app also gets you to talk with a representative.
The bank's headquarters can be found at 270 Park Avenue New York, New York 10017.
Conclusion
Getting a Chase Sapphire Preferred® Card is a great choice for people who like receiving rewards. Moreover, those who prioritize travel-related expenses can get the most out of this card. To check out this card, get in touch with the bank or visit their website.
Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.
