If you love shopping and want to be rewarded for it, you're going to want to know about Vancity Visa. For frequent shoppers, nothing comes dreamier than a card that offers valuable points with favourable fees and charges. Fortunately, with Vancity credit card, you can now enjoy this type of privilege and more.
Built for everyday use, the Vancity enviro™ Classic Visa card lets you earn valuable points as you attend to your daily purchases and recurring bill payments. However, to ensure that you won’t be bearing heavy fees in the process, the card comes with no annual fee and offers low interest rate. Interested to know more?
Here, we have rounded up everything that will help you know whether the Vancity Visa card is indeed the right choice for you. Read on to know about its features, benefits, fees, and application requirements. Check them out below!
Features and Benefits
Created to help make transactions more worthwhile, the Vancity enviro™ Classic Visa card lets you earn valuable points as you go through your day-to-day purchases and bill payments. You have the opportunity to earn 1 Vancity Rewards point for every $2 spent.
You will also enjoy $1 in rewards value for every 100 points redeemed – all these while enjoying no annual fee, a 21-day interest free period on purchases, and a low interest rate of 19.50%
On top of that, the visa card also lets you add up to 4 additional cards on your account, attend to your recurring payments, and enjoy maximum security with a purchase security insurance and an extended warranty insurance.
On top of those, card services are also available 24/7 and users can take advantage of its 24-hour cash advances through any ATM that displays the Visa symbol.
Cons
Perhaps, the only setback that comes with Vancity enviro™ Classic Visa card is its tight conditions relating to its common carrier travel accident insurance offer.
Specifically, to enjoy common carrier travel accident insurance up to $200,000, users will need to purchase at least 75% of the common carrier fare using their enviro Visa cards first.
Eligibility
To be eligible for the Vancity Visa card, applicants be at least 19 years of age, is living in British Columbia, and must have a BC address. If you satisfy these requirements, you can start your application by visiting the Vancity site, choose Credit Cards from the Home page, and select Vanity enviro™ Classic Visa card.
From there, click the Apply Now button beside the title of the card and start your online application.
Fees and Charges
- Annual fee: $0
- Interest rate: 19.50%
Contact Information
Want to know more? Feel free to contact Vancity through phone at 604.877.7000 (Metro Vancouver) or 250.519.7000 (Greater Victoria). You may also visit them at any nearby Vancity branch. You can also visit their website to locate the nearest office.
Conclusion
Is the Vancity enviro™ Classic Visa card the right card for you? Whether you want to take advantage of your daily purchases or enjoy favourable fees and charges, you can expect that this card can help you hit those two features with one stone.
Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information
